What Is a DSCR Loan and How Does It Work?
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Philly rowhouses to Pittsburgh multifamily.
Pennsylvania is a two-market state for investors, and we lend across both. In Philadelphia, we've funded hundreds of rowhouse flips and BRRRR deals from Point Breeze to Fishtown. In Western PA, we underwrite small multifamily and workforce rentals in Pittsburgh, Allegheny County, and the surrounding Mon Valley. We know Philly's L&I process and Pittsburgh's hillside quirks.

Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.
Where Pimlico Capital has an active book and on-the-ground knowledge in Pennsylvania.
Point Breeze, Fishtown, Kensington, Brewerytown, Strawberry Mansion, Mantua, Francisville, Grays Ferry. Rowhouse rehab and new-infill. See our dedicated Philadelphia page →
Delaware, Montgomery, Chester, Bucks counties: higher-price-point flips and rentals.
East End, Lawrenceville, North Side, Hazelwood, McKees Rocks. Rehab and small multi.
Allentown, Bethlehem, Easton: strong industrial-demand rental market.
A non-exhaustive list of the state- and city-specific things we deal with every day.
A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.
Get a quote online or call us. We'll size the deal in 24 hours.
Our in-house team underwrites with local knowledge, not a scoring algorithm.
5–10 business days for bridge, 3–4 weeks for 30-year rental.
Financing guides and deal breakdowns from our lending team. Browse every market we serve on our Where We Lend page.
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Your exit matters as much as your entry. Here’s how to pick the right bridge-loan exit before you even close.
Buy, Rehab, Rent, Refinance, Repeat. We’ve financed thousands of BRRRRs. Here’s what actually works.
55+ investor guides covering DSCR, bridge loans, fix-and-flip, BRRRR, market updates, and more.
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