Florida never sleeps. Neither do we.
From Jacksonville to Miami, Tampa to Orlando, Florida is one of the deepest investor markets in the U.S., and we lend in all of it. We understand Florida's hurricane-insurance realities, HOA and condo-association constraints, and why a Broward duplex underwrites differently than a Pinellas single-family rental.
Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.
Where Pimlico Capital has an active book and on-the-ground knowledge in Florida.
Miami-Dade, Broward, Palm Beach: high-price-point flips, condos, and rental. See our dedicated Miami page →
Hillsborough, Pinellas, Pasco: strong workforce and STR markets. See our dedicated Tampa page →
Orange, Osceola, Seminole: STR-heavy and residential rental. See our dedicated Orlando page →
Duval, Clay, St. Johns: strong BRRRR and flip math.
Lee, Collier, Sarasota, Manatee: rental and second-home flips.
Escambia, Okaloosa, Bay: workforce and vacation rental.
A non-exhaustive list of the state- and city-specific things we deal with every day.
A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.
Get a quote online or call us. We'll size the deal in 24 hours.
Our in-house team underwrites with local knowledge, not a scoring algorithm.
5–10 business days for bridge, 3–4 weeks for 30-year rental.
Financing guides and deal breakdowns from our lending team. Browse every market we serve on our Where We Lend page.
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Your exit matters as much as your entry. Here’s how to pick the right bridge-loan exit before you even close.
Buy, Rehab, Rent, Refinance, Repeat. We’ve financed thousands of BRRRRs. Here’s what actually works.
55+ investor guides covering DSCR, bridge loans, fix-and-flip, BRRRR, market updates, and more.
Browse the blog →