Pimlico Capital is a direct hard money lender offering 6–18 month bridge loans starting at 9.95%.* Fast closings, flexible draws, minimal docs.
Also known as hard money loans — same product, same team.
See full fix-and-flip loan requirements → or hard money loan requirements →
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Pimlico Capital is making it easier for real estate investors to fund their projects. As a direct lender, we control our own capital, so we make faster decisions, require fewer documents, and close quickly.
Get help with your purchase and fund 100% of rehab costs with a loan up to 70% LTV. Rehab draws are disbursed within one business day of approval.
| Bridge Loan Terms | |
|---|---|
| Interest Rate | Starting at 9.95%* |
| Max LTV | Up to 70% LTV |
| Rehab Funding | 100% of rehab costs |
| Loan Amount | $75,000 – $3,000,000 |
| Loan Term | 6 – 18 months |
| Minimum FICO | 660 |
| Property Types | 1–4 unit residential, multifamily, mixed-use commercial |
| Draw Funding | Often same business day |
| Close Time | Typically within 5 business days |
| Prepay Penalty | None |
Our bridge loans are the fix-and-flip financing investors rely on when they need to move fast — whether it's an auction win, a wholesale deal, or an off-market distressed property. Fix-and-flip projects require lenders who understand tight timelines and distressed property conditions. We fund 100% of your approved rehab budget through a draw schedule, so you're never out-of-pocket on renovation costs while waiting for reimbursement.
We lend across 13 states on the East Coast and beyond. See dedicated coverage for Maryland, Washington DC, Philadelphia, Miami, New York, and every other market on our Where We Lend page.
Also offered as hard money loans — same product, same team →Not sure how much you'll qualify for? Try our Deal Sizer → Planning to hold the property once it's stabilized? You can exit your bridge loan into a 30-year DSCR rental loan → When you're ready, compare DSCR cash-out vs. rate-and-term refinancing.
Real deals we funded: a full BRRRR on a DC townhouse and a $112K Baltimore row-home flip.
We fund 100% of your approved rehab budget through a flexible draw schedule, with draws often disbursed the same business day they're approved.
Before closing, we review your rehab budget and agree on a draw schedule based on project milestones.
Complete a phase of the rehab, then submit a draw request through your borrower portal with photos.
Approved draws are often funded the same business day, keeping your project moving without delays.
"Approved and settled in less than two weeks. The draw process was seamless — funds hit the next business day every time."
"I closed 2 properties with Pimlico. Smooth, simple, and the easiest lender I've ever worked with. A+++++"
"Best hard money lender I've worked with. Extremely easy to use, receptive, and competitive."
Deal math, exit strategy, and rehab know-how from the team that funds these projects every day.
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55+ investor guides covering DSCR, bridge loans, fix-and-flip, BRRRR, market updates, and more.
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