What Is a DSCR Loan and How Does It Work?
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Louisville rehab stock, Lexington stability, NKY value.
Kentucky pairs two productive metros with a third hiding in plain sight. Louisville's older housing stock is classic BRRRR inventory, Lexington delivers steady university-anchored demand, and Northern Kentucky — Covington, Newport, Florence — trades as part of the Cincinnati metro, right across the river from markets we already lend in. We lend statewide.

Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.
Where Pimlico Capital has an active book and on-the-ground knowledge in Kentucky.
Highlands, Germantown, Shelby Park, Portland, South End. Deep rehab inventory and dependable rental demand.
University of Kentucky–anchored market with stable occupancy and steady appreciation.
Covington, Newport, Florence: Cincinnati-metro demand at Kentucky prices.
WKU market and one of the state's fastest-growing small metros.
A non-exhaustive list of the state- and city-specific things we deal with every day.
A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.
Get a quote online or call us. We'll size the deal in 24 hours.
Our in-house team underwrites with local knowledge, not a scoring algorithm.
5–10 business days for bridge, 3–4 weeks for 30-year rental.
Financing guides and deal breakdowns from our lending team. Browse every market we serve on our Where We Lend page.
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Your exit matters as much as your entry. Here’s how to pick the right bridge-loan exit before you even close.
Buy, Rehab, Rent, Refinance, Repeat. We’ve financed thousands of BRRRRs. Here’s what actually works.
55+ investor guides covering DSCR, bridge loans, fix-and-flip, BRRRR, market updates, and more.
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