Jersey is a judicial-foreclosure state. We know how to close anyway.
New Jersey is complex: judicial foreclosure, strict consumer-protection laws, and very different submarkets from Hudson County to the shore. We've been lending in Jersey for over a decade and have the local counsel relationships to move deals cleanly from Jersey City and Newark all the way down to Atlantic and Ocean counties.
Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.
Where Pimlico Capital has an active book and on-the-ground knowledge in New Jersey.
Jersey City, Hoboken, Union City, Bayonne. High-density multi and condo conversion.
Newark, East Orange, Irvington, Montclair, Bloomfield. Rehab and stabilized rental. See our dedicated Newark page →
Atlantic City, Ocean City, Cape May, Vineland, Millville. STR and workforce rental.
Union, Passaic, Bergen, Middlesex, Monmouth counties.
A non-exhaustive list of the state- and city-specific things we deal with every day.
A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.
Get a quote online or call us. We'll size the deal in 24 hours.
Our in-house team underwrites with local knowledge, not a scoring algorithm.
5–10 business days for bridge, 3–4 weeks for 30-year rental.
Financing guides and deal breakdowns from our lending team. Browse every market we serve on our Where We Lend page.
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Your exit matters as much as your entry. Here’s how to pick the right bridge-loan exit before you even close.
Buy, Rehab, Rent, Refinance, Repeat. We’ve financed thousands of BRRRRs. Here’s what actually works.
55+ investor guides covering DSCR, bridge loans, fix-and-flip, BRRRR, market updates, and more.
Browse the blog →