What Is a DSCR Loan and How Does It Work?
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Rust Belt revival: cash flow meets volume.
Ohio is one of the strongest investor markets in the country. Cleveland and Columbus offer deep rehab inventory and exceptional rent-to-price ratios, while Cincinnati bridges the Midwest and the South with strong DSCR fundamentals. We actively lend across all major Ohio metros.

Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.
Where Pimlico Capital has an active book and on-the-ground knowledge in Ohio.
Cuyahoga, Lake, Lorain: deep rehab inventory and strong rental yields. See our dedicated Cleveland page →
Franklin, Delaware, Licking: fastest-growing OH metro, strong DSCR. See our dedicated Columbus page →
Hamilton, Warren, Butler: solid rental fundamentals and cross-market appeal.
Montgomery, Summit: affordable entry points and steady workforce rental demand.
A non-exhaustive list of the state- and city-specific things we deal with every day.
A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.
Get a quote online or call us. We'll size the deal in 24 hours.
Our in-house team underwrites with local knowledge, not a scoring algorithm.
5–10 business days for bridge, 3–4 weeks for 30-year rental.
Financing guides and deal breakdowns from our lending team. Browse every market we serve on our Where We Lend page.
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Your exit matters as much as your entry. Here’s how to pick the right bridge-loan exit before you even close.
Buy, Rehab, Rent, Refinance, Repeat. We’ve financed thousands of BRRRRs. Here’s what actually works.
55+ investor guides covering DSCR, bridge loans, fix-and-flip, BRRRR, market updates, and more.
Browse the blog →