What Is a DSCR Loan and How Does It Work?
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Under-the-radar cash flow from Jackson to the Gulf.
Mississippi flies under the radar, and that's the opportunity. Jackson-metro rentals carry some of the lowest entry prices in the Southeast, the Gulf Coast runs on steady military and shipyard demand, and DeSoto County sits inside the Memphis metro. Add college towns like Hattiesburg, Oxford, and Starkville, and there's more here than most lenders bother to learn. We lend statewide.

Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.
Where Pimlico Capital has an active book and on-the-ground knowledge in Mississippi.
Jackson, Clinton, Pearl, Brandon, Madison. Workforce rentals at very low entry prices.
Gulfport, Biloxi, Ocean Springs, Pascagoula: Keesler AFB and Ingalls Shipbuilding anchor demand.
Southaven, Olive Branch, Horn Lake — effectively Memphis suburbs, pairing with our Tennessee lending.
Hattiesburg (USM), Oxford (Ole Miss), Starkville (MSU): student and workforce rentals.
A non-exhaustive list of the state- and city-specific things we deal with every day.
A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.
Get a quote online or call us. We'll size the deal in 24 hours.
Our in-house team underwrites with local knowledge, not a scoring algorithm.
5–10 business days for bridge, 3–4 weeks for 30-year rental.
Financing guides and deal breakdowns from our lending team. Browse every market we serve on our Where We Lend page.
DSCR loans let you qualify based on rental income, not your W-2. Here’s everything you need to know before applying.
Your exit matters as much as your entry. Here’s how to pick the right bridge-loan exit before you even close.
Buy, Rehab, Rent, Refinance, Repeat. We’ve financed thousands of BRRRRs. Here’s what actually works.
55+ investor guides covering DSCR, bridge loans, fix-and-flip, BRRRR, market updates, and more.
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