Where We Lend

Hard Money & Rental Loans in Maryland

Our home state. We built Pimlico here.

Pimlico Capital was founded in Baltimore, and Maryland is where we've closed more loans than anywhere else. We know the rowhouse-by-rowhouse differences between Hampden and Patterson Park, the flip margins in Dundalk, and which ground rents in Baltimore City will trip up a new investor. If you're investing in Maryland real estate, you're working with the local lender.

Baltimore Inner Harbor skyline at dusk
Maryland
$600M+Deployed in MD
2010Founded in Baltimore
23+Counties served
Loan Products Available in Maryland

What We Fund Here

Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.

Markets We Cover

Cities & Counties We Know

Where Pimlico Capital has an active book and on-the-ground knowledge in Maryland.

Baltimore City

Rowhouses in Canton, Fells Point, Federal Hill, Hampden, Remington, Patterson Park, Highlandtown, and Brewers Hill. Plus rehab and Section 8 rental plays in the Northeast, West, and East sides. See our dedicated Baltimore page →

Baltimore County

Flips and rentals in Dundalk, Essex, Middle River, Towson, Pikesville, Catonsville, Rosedale, and Parkville. See our dedicated Baltimore page →

Anne Arundel County

Glen Burnie, Pasadena, Severn, Odenton, and water-adjacent flips in Annapolis.

Howard & Harford

Columbia, Ellicott City, Bel Air, Aberdeen. Newer stock, higher price points, DSCR rental sweet spot.

Prince George's & Montgomery

Silver Spring, Hyattsville, Bowie, Laurel, Wheaton: DC-commuter demand.

Eastern Shore

Salisbury, Ocean City, Cambridge. Short-term-rental and workforce-housing strategies.

DMV Market Coverage

Hard Money Loans in Washington DC & the DC Metro

The DC Metro — Washington DC, Northern Virginia, and suburban Maryland — is one of the most competitive real estate investment markets in the country. Properties move fast, sellers expect cash-like closings, and conventional lenders can't compete on speed. See our dedicated Washington, DC page →

Pimlico Capital closes hard money loans in Washington DC and the broader DMV market in as few as 5 business days. Our in-house underwriting and direct capital mean no broker delays, no committee approvals, and no surprises at closing.

We fund fix-and-flip projects, BRRRR strategies, and value-add acquisitions across DC, Arlington, Alexandria, Bethesda, Silver Spring, Rockville, and throughout the surrounding counties.

  • Close in 5 business days on DC acquisitions
  • Asset-based underwriting — no W-2 or tax returns required
  • 660 FICO minimum, no income verification
  • Up to 70% LTV, 100% rehab funding via draw schedule

DC Metro Areas We Serve

  • Washington DC
  • Arlington VA
  • Alexandria VA
  • Bethesda MD
  • Silver Spring MD
  • Rockville MD
  • Hyattsville MD
  • College Park MD
View Hard Money Loan Terms →
Local Expertise

What we actually know about Maryland

A non-exhaustive list of the state- and city-specific things we deal with every day.

  • Baltimore City ground rents: we know how to close around them.
  • Lead paint registration and Maryland Homeowners' Protection Act compliance.
  • Baltimore City vacant-house receiverships and tax-sale strategies.
  • LLC titling with the Maryland State Department of Assessments & Taxation (SDAT).

Why local knowledge matters

A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.

Common Questions

Maryland Lending FAQ

Do you lend on Baltimore City rowhouses with ground rent?
Yes. Ground rents are standard here, and we close on leased-fee and fee-simple properties every week and understand how to underwrite them cleanly.
Can you fund a Section 8 rental hold in Baltimore?
Absolutely. Our 30-year DSCR rental program is a strong fit for stabilized Section 8 properties in Baltimore City and County.
How fast can you close in Maryland?
We've closed bridge loans in Maryland in as little as 5 business days. Our in-house legal and title relationships are all local.
How It Works

From first call to funded.

1

Submit the deal

Get a quote online or call us. We'll size the deal in 24 hours.

2

Underwriting

Our in-house team underwrites with local knowledge, not a scoring algorithm.

3

Close & fund

5–10 business days for bridge, 3–4 weeks for 30-year rental.

Local Insights

From the Blog: Maryland & Baltimore

Market updates, neighborhood breakdowns, and real Baltimore deals from our team. See every market we serve on our Where We Lend page.

Ready to close a deal in Maryland?

Get a quote in 24 hours or call us right now.

Get a Quote Call (410) 855-4600
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Other states we lend in