Where We Lend

Hard Money & Rental Loans in South Carolina

Charleston, Columbia, Greenville, the Grand Strand.

South Carolina's investor story is strong: Charleston's price-per-door growth, Columbia's workforce stability, Greenville's corporate in-migration, and Myrtle Beach's tourism flywheel. We lend across all four major markets.

Charleston, South Carolina French Quarter at dusk
Charleston, SC
ActiveLending statewide
46Counties eligible
Coast to upstate
Loan Products Available in South Carolina

What We Fund Here

Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.

Markets We Cover

Cities & Counties We Know

Where Pimlico Capital has an active book and on-the-ground knowledge in South Carolina.

Charleston Metro

Charleston, North Charleston, Mount Pleasant, Summerville.

Columbia

Richland, Lexington: workforce and student rental.

Upstate

Greenville, Spartanburg, Anderson: strong rental and flip margins.

Grand Strand

Horry, Georgetown: STR and vacation rental heavy.

Local Expertise

What we actually know about South Carolina

A non-exhaustive list of the state- and city-specific things we deal with every day.

  • South Carolina non-judicial power-of-sale foreclosure.
  • Charleston STR zoning tiers (they matter).
  • Myrtle Beach HOA and resort-rental management reality.
  • SC attorney-closing state.

Why local knowledge matters

A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.

Common Questions

South Carolina Lending FAQ

Will you lend on an STR in Myrtle Beach?
Yes, with market-rent documentation and HOA/management review.
Do you fund flips in Greenville?
Yes. It's one of our most active Upstate submarkets.
Minimum loan?
$75K bridge, $100K DSCR.
How It Works

From first call to funded.

1

Submit the deal

Get a quote online or call us. We'll size the deal in 24 hours.

2

Underwriting

Our in-house team underwrites with local knowledge, not a scoring algorithm.

3

Close & fund

5–10 business days for bridge, 3–4 weeks for 30-year rental.

Ready to close a deal in South Carolina?

Get a quote in 24 hours or call us right now.

Get a Quote Call (410) 855-4600
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