Charlotte, Raleigh, Triad: all three, all day.
North Carolina has three distinct investor metros (Charlotte, the Triangle (Raleigh-Durham), and the Triad (Greensboro-Winston-Salem)), and we lend in each. We also regularly fund deals in Asheville and Wilmington. Strong population growth, stable employment, and reasonable entry prices make NC one of our favorite rental-hold markets.
Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.
Where Pimlico Capital has an active book and on-the-ground knowledge in North Carolina.
Mecklenburg, Union, Gaston, Cabarrus: flips and BRRRR at strong margins.
Wake, Durham, Orange: flips, new-construction bridge, and rental.
Guilford, Forsyth, Alamance: workforce rentals and entry-level flips.
Wilmington, Asheville: second-home and STR plays.
A non-exhaustive list of the state- and city-specific things we deal with every day.
A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.
Get a quote online or call us. We'll size the deal in 24 hours.
Our in-house team underwrites with local knowledge, not a scoring algorithm.
5–10 business days for bridge, 3–4 weeks for 30-year rental.