Where We Lend

Hard Money & Rental Loans in Indiana

The quiet cash-flow king.

Indiana, and especially Indianapolis, produces some of the best DSCR rental math in the country. Strong rent-to-price ratios, reasonable property taxes, landlord-friendly state law, and steady population. We actively lend across the state.

Indianapolis, Indiana skyline along the Canal Walk
Indianapolis, IN
ActiveLending statewide
Cash-flowFocused market
92Counties eligible
Loan Products Available in Indiana

What We Fund Here

Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.

Markets We Cover

Cities & Counties We Know

Where Pimlico Capital has an active book and on-the-ground knowledge in Indiana.

Indianapolis Metro

Marion, Hamilton, Hendricks, Johnson, Hancock: BRRRR and DSCR rental core.

Fort Wayne

Allen County: strong rental fundamentals.

Secondary Cities

South Bend, Evansville, Lafayette, Bloomington, Terre Haute.

Local Expertise

What we actually know about Indiana

A non-exhaustive list of the state- and city-specific things we deal with every day.

  • Indiana landlord-friendly statutes and eviction timelines.
  • Indianapolis township-level tax nuances.
  • Indiana mortgage foreclosure timeline.
  • Marion County tax-sale investor activity.

Why local knowledge matters

A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.

Common Questions

Indiana Lending FAQ

Why Indianapolis?
Best rent-to-price ratios in the Midwest with steady demand. Our DSCR book in Indy is growing fast.
Do you fund flips there?
Yes, in addition to rentals.
Minimum loan?
$75K bridge, $100K DSCR.
How It Works

From first call to funded.

1

Submit the deal

Get a quote online or call us. We'll size the deal in 24 hours.

2

Underwriting

Our in-house team underwrites with local knowledge, not a scoring algorithm.

3

Close & fund

5–10 business days for bridge, 3–4 weeks for 30-year rental.

Ready to close a deal in Indiana?

Get a quote in 24 hours or call us right now.

Get a Quote Call (410) 855-4600
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