Where We Lend

Hard Money & Rental Loans in Georgia

Atlanta is one of the best BRRRR markets in the country. We lend there.

Georgia, and metro Atlanta specifically, has been one of the most prolific investor markets of the last decade, and we've built a strong Georgia book to match. We fund flips in Clayton and DeKalb, BRRRR deals in South Fulton and Gwinnett, and stabilized DSCR portfolios across the state.

Atlanta, Georgia downtown skyline at sunset
Atlanta, GA
$90M+Deployed in GA
Metro ATL+ secondary cities
159Counties eligible
Loan Products Available in Georgia

What We Fund Here

Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.

Markets We Cover

Cities & Counties We Know

Where Pimlico Capital has an active book and on-the-ground knowledge in Georgia.

Metro Atlanta

Fulton, DeKalb, Clayton, Cobb, Gwinnett, Henry, Douglas, Rockdale. Full-spectrum flip and BRRRR.

Secondary Cities

Savannah, Augusta, Macon, Columbus, Athens: workforce and student rental.

North GA

Cherokee, Forsyth, Hall: new-construction and higher-price-point flips.

Local Expertise

What we actually know about Georgia

A non-exhaustive list of the state- and city-specific things we deal with every day.

  • Georgia non-judicial power-of-sale foreclosure.
  • Atlanta ADU (accessory dwelling unit) zoning changes.
  • Clayton/DeKalb tax-sale investor patterns.
  • Georgia title vs. deed of trust: we close as standard.

Why local knowledge matters

A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.

Common Questions

Georgia Lending FAQ

Do you fund BRRRRs in Atlanta?
Constantly. We'll bridge the acquisition + rehab, then refi into our 30-year DSCR product at stabilization.
Will you lend in Savannah?
Yes, both flips and long-term rentals.
Minimum loan in Georgia?
$75K for bridge, $100K for rental DSCR.
How It Works

From first call to funded.

1

Submit the deal

Get a quote online or call us. We'll size the deal in 24 hours.

2

Underwriting

Our in-house team underwrites with local knowledge, not a scoring algorithm.

3

Close & fund

5–10 business days for bridge, 3–4 weeks for 30-year rental.

Ready to close a deal in Georgia?

Get a quote in 24 hours or call us right now.

Get a Quote Call (410) 855-4600
Explore More Markets

Other states we lend in