Where We Lend

Hard Money & Rental Loans in Ohio

Rust Belt revival: cash flow meets volume.

Ohio is one of the strongest investor markets in the country. Cleveland and Columbus offer deep rehab inventory and exceptional rent-to-price ratios, while Cincinnati bridges the Midwest and the South with strong DSCR fundamentals. We actively lend across all major Ohio metros.

Cincinnati, Ohio skyline with Roebling Suspension Bridge
Cincinnati, OH
ActiveLending statewide
88Counties eligible
High-yieldCash-flow market
Loan Products Available in Ohio

What We Fund Here

Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.

Markets We Cover

Cities & Counties We Know

Where Pimlico Capital has an active book and on-the-ground knowledge in Ohio.

Cleveland Metro

Cuyahoga, Lake, Lorain: deep rehab inventory and strong rental yields.

Columbus Metro

Franklin, Delaware, Licking: fastest-growing OH metro, strong DSCR.

Cincinnati Metro

Hamilton, Warren, Butler: solid rental fundamentals and cross-market appeal.

Dayton & Akron

Montgomery, Summit: affordable entry points and steady workforce rental demand.

Local Expertise

What we actually know about Ohio

A non-exhaustive list of the state- and city-specific things we deal with every day.

  • Ohio judicial foreclosure process and timelines.
  • Cleveland land bank and sheriff-sale investor activity.
  • Columbus zoning and short-term rental regulations.
  • Ohio LLC filing and entity structuring for investors.
  • Cincinnati neighborhood stabilization programs.

Why local knowledge matters

A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.

Common Questions

Ohio Lending FAQ

Do you lend in Cleveland?
Yes. Cleveland is one of our most active Ohio markets for both fix-and-flip and DSCR rentals.
What about Columbus?
Absolutely. Columbus is a top DSCR market with strong rent growth and population inflows, making it ideal for buy-and-hold investors.
Minimum loan in Ohio?
$75K bridge, $100K DSCR.
How It Works

From first call to funded.

1

Submit the deal

Get a quote online or call us. We'll size the deal in 24 hours.

2

Underwriting

Our in-house team underwrites with local knowledge, not a scoring algorithm.

3

Close & fund

5–10 business days for bridge, 3–4 weeks for 30-year rental.

Ready to close a deal in Ohio?

Get a quote in 24 hours or call us right now.

Get a Quote Call (410) 855-4600
Explore More Markets

Other states we lend in