Florida never sleeps. Neither do we.
From Jacksonville to Miami, Tampa to Orlando, Florida is one of the deepest investor markets in the U.S., and we lend in all of it. We understand Florida's hurricane-insurance realities, HOA and condo-association constraints, and why a Broward duplex underwrites differently than a Pinellas single-family rental.
Both of our core products are available statewide to investors and entities (LLCs, corps, trusts). No owner-occupied loans.
Where Pimlico Capital has an active book and on-the-ground knowledge in Florida.
Miami-Dade, Broward, Palm Beach: high-price-point flips, condos, and rental.
Hillsborough, Pinellas, Pasco: strong workforce and STR markets.
Orange, Osceola, Seminole: STR-heavy and residential rental.
Duval, Clay, St. Johns: strong BRRRR and flip math.
Lee, Collier, Sarasota, Manatee: rental and second-home flips.
Escambia, Okaloosa, Bay: workforce and vacation rental.
A non-exhaustive list of the state- and city-specific things we deal with every day.
A national lender with a call center won't know that a Baltimore rowhouse needs a ground-rent redemption, or that Charleston STR zoning has three tiers. We've closed thousands of deals — and we've hit (and learned from) every local curveball.
Get a quote online or call us. We'll size the deal in 24 hours.
Our in-house team underwrites with local knowledge, not a scoring algorithm.
5–10 business days for bridge, 3–4 weeks for 30-year rental.