Hard Money & DSCR Lending

Real Estate Lending Built Around YOU

Pimlico Capital provides real estate investors with a flexible and efficient process, quick turnaround times, minimal documentation, and unmatched personalized service.

Submit A Deal → Or call us(410) 855-4600
Ready When You Are

Just Submit a Deal

Skip the forms. Send us your property and numbers. Our team reviews every deal personally and gets back to you with terms within one business day.

  • No credit pull — soft review only
  • Our team reviews every submission
  • Terms in 24 hours, close in as few as 5 days
Submit A Deal →

No obligation  ·  Free to submit

$800M+Total Funded
3,500+Loans Closed
5 DaysAvg. to Close
13+Lending States
Our Loan Products

Two Ways to Fund Your Next Deal

Whether you're flipping, holding, or refinancing, we have a loan built for it.

Bridge / Fix & Flip

Short-Term Bridge Loans

Move fast on acquisitions. Fund your rehab with a flexible draw process. Draws often funded the same business day. 6–18 month terms.

9.95%+Starting Rate
70% LTVMax Loan
18 mo.Max Term
Learn More →
Rental / DSCR

30-Year Rental Loans

Purchase or refinance. Cash out to grow your portfolio. Qualify on the property's cash flow, not your personal income or W-2.

6.25%+Starting Rate
80% LTVRate & Term
30 yr.Fixed Term
Learn More →
How It Works

Get Funded in 3 Simple Steps

Our streamlined process means less paperwork, faster decisions, and more time closing deals.

Step 01

Get a Quote

Use our online rate calculator to submit a deal for a quote. No credit pull required.

Step 02

Get Pre-Approved

Submit an application. Our team reviews and issues a pre-approval letter within 24 hours.

Step 03

Close & Get Funded

We handle the rest. Close as fast as 5 business days and get your funds at the closing table.

Free Investor Tool

The Pimlico Deal Sizer

A no-nonsense excel calculator we built for our borrowers. Plug in purchase price, rehab budget, and ARV — and instantly see your max loan, cash-to-close, projected ROI, and break-even rent. Know whether a deal pencils before you tie up a dime.

  • Bridge & rental scenarios — built to match our actual loan products
  • Live MAO & DSCR formulas — the same math our underwriters use
  • Yours to keep — free, no credit pull, no obligation

Trusted by 2,000+ real estate investors from NY to FL.

Get the Deal Sizer (Free)

We'll send it to your inbox within 2 minutes.

Client Testimonials

What Our Borrowers Say

Google
★★★★★

"Approved and settled in less than two weeks. The draw process was seamless — funds hit the next business day every time."

Perry D. — Baltimore, MD
Google
★★★★★

"I closed 2 properties with Pimlico. Smooth, simple, and the easiest lender I've ever worked with. A+++++"

Mike T. — Philadelphia, PA
Google
★★★★★

"Best hard money lender I've worked with. Extremely easy to use, receptive, and competitive."

Daniel M. — Northern VA

Ready to Fund Your Next Deal?

Get an instant, no-obligation rate quote in under 60 seconds.

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